Home Equity Assistance

100% Home Equity Assistance in CFIRP


with 13 comments

After 4 1/2 years, the government has denied my request for a claim against the Crown. Even after the Federal Court of Canada had written their findings https://www.canlii.org/en/ca/fct/doc/2014/2014fc488/2014fc488.pdf.

I have attempted to resolve at the lowest levels, however the Crown continue to delay and refuse responsibility.

NOW: All CAF families who have been denied relocation entitlements can join in the class action (at no cost) in an attempt to compensate for systemically denied relocation entitlements.  Please pass this information along to serving/retired members who took a large equity hit on their home sale upon posting.

According to Treasury Board Secretariat there are 147 families who were systematically denied between 2007-2010, there were 146 applications for 100% HEA from core (above the $15,000). ALL REQUESTS WERE DENIED BY TBS.

Now, I am asking for your help to spread the word, so that these 146+ families can get justice for the monies wrongly denied from them by TBS (some in excess of $100,000).

If you were affected by the HEA denial, please contact the representative lawyer (http://www.mcinnescooper.com/people/daniel-wallace/) to add your name to the list.

Do not hesitate to post any questions, or contact me directly at


Military Families deserve not to be bankrupted by the government they serve! Lets support these troops and end the financial suffering, once and for all.


13 Responses

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  1. People who are interested in joining the HEA Class Action may contact the legal team at HEAClassaction@mcinnescooper.com to sign up. The only information required is full name, service number and phone number. I am posting this as there are people who are still learning of this possible solution, and contacting me for direction. I wish you all the best of sucess.


    Major Marcus Brauer

    October 15, 2015 at 21:06

  2. I’m not CAF but I am a public servant. I tried for a year to sell my home in a rural location, the relocation group pushing me to drop the price monthly to consider it ‘ actively marketed’… For the last months it was close to 15k below independent ( relo provided appraiser) appraised value. In the final days before my deadline, I asked if I could sell it to my family members…they agreed ( my department, and the relo group Brookfield). I incorporated a company , made my wife and I shareholders, and arranged for a renter to start a week after we left. Total cost to set up the corporation, business number, tax number and articles 5 k….this week, a call from my manager claiming treasury board declined my sale due to it being within the family, further more they suggested it was a values and ethics concern so no benefits from the sale could be recognized. So to tally quickly…15 k in HSA, 2 k left in a funding envelop, 5 k to set up the corporation. Now I’m relocated with a young family, two mortgages and no benefits …the real kicker is I worked this job in my originating location with no troubles for 6 months prior… Begs the question of why the move in the first place?
    Treasury board is so isolated from the issue, I not once in the year, had direct contact with them, but they make all the decisions.


    bruised and debt heavy

    July 27, 2015 at 22:49

  3. Can you please contact me? I have some questions.



    January 28, 2015 at 23:35

  4. I will not share this because I think you need to remember that you chose to buy a house. What do you think civilians do when they need to sell and loose. I am tired about seeing this.



    January 3, 2015 at 18:21

    • Thanks for your input Nicky. I do remember your point. However, you may or not be aware that this is an approved policy which the government has overtly ignored. Costing CAF families years worth of income. I am tired of writing about this, however I must continue to press the issue until it is resolved for all families who were affected. Feel free to remove yourself if you wish no further communications. Have a great new years.

      Marcus Brauer


      Major Marcus Brauer

      January 3, 2015 at 18:32

      • I am aware of policy and have lost money on selling of homes due to our moves. (10 in 30 years). Some people though put lots of money into their homes and expect to get that back. We always knew not to put too much money into our homes as we knew we were going to be moving.



        January 3, 2015 at 18:51

      • Nicky: That is not the issue. Local multi BILLION dollar bitumen upgraders closed their doors during selling season. We are guaranteed protection in our relocation policy. We are seeking for the government to live up to the policy, not change it!


        Major Marcus Brauer

        January 3, 2015 at 18:55

  5. […] FOR WIDEST DISTRIBUTION – Class Action announced for HOME EQUITY ASSISTANCE. Take Our Poll […]


  6. […] FOR WIDEST DISTRIBUTION – Class Action announced for HOME EQUITY ASSISTANCE. […]


  7. Reblogged this on Home Equity Assistance and commented:




    November 6, 2014 at 22:47

    • Many believe, that due to the fact that military members choose to buy a home instead of rent, they should suck up any loss when they sell. What they have failed to consider is that usually areas to which CAF members are posted have few rentals and the rentals that are available have rents comparable or higher than a mortgage payment. Usually in these locations there are few DND married homes and DND is tearing down more and more of these in many locations due to substandard conditions within the homes. CAF members are caught between high rents or risk of loosing when they sell a home. CAF members cannot wait until the market improves to sell. They buy because it is the best option given all the circumstances. They believe that the government will honor the promise to ensure that there will not be loss that when they are called upon to move. This is not a free for all. Members must provide proof that the amount they paid for the home at the time of purchase was the going rate for comparable homes and that at the time of sale all comparable homes have dropped roughly the same rate. It is hoped that now that people have the full facts they can make more fully informed comments on this issue.

      Liked by 1 person

      B. Ak

      January 6, 2015 at 02:49

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