Home Equity Assistance

100% Home Equity Assistance in CFIRP

Archive for the ‘Administration’ Category

2009 Briefing Note on HEA

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This info just recieved through Access to Information. The BN (2009) identifies the costs of home loss to DND, the impact on families and implications. Make your own judgement, however coupling this (https://healoss.files.wordpress.com/2015/11/2009-cfirp-briefing-note.pdf) brifing note with the 2011 briefing note (https://healoss.files.wordpress.com/2015/11/bn-on-hea.pdf)…well, I don’t think I need to say it, but we’ve been had by our own org.

This is shameful, but at least I know the origins and the blockers.


Written by Major Marcus Brauer

November 22, 2015 at 21:36

Once more, into the fray…with Michele Drapeau Law Office

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fed crt

Once again, after winning in Federal Court, our battle has been extended by Treasury Board Secretariat. We find ourselves having to take TBS back into Federal Court to finalize our claim for Home Equity Assistance. Our family has carried this load for 5 years now, won our grievances and won in federal court, but TBS continues to SPEND YOUR TAX DOLLARS denying our entitlements.

The only way we can get accountability is by voting, and taking them to court.

We are once again asking for financial support to assist with this legal battle, so that the TBS will be held accountable to follow their own policies, instead of getting away with the use of Blanket Denials for hundreds of Canadian Military families. Details available at www.healoss.wordpress.com

Donations may be made at: http://www.gofundme.com/2j18gw

Thank you so much for your continued support in this quest for Government Accountability.



URGENT Request for Public Assistance- 11 May 2015

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I have learned that the decision to deny the HEA entitlement all comes down to four properties. TBS indicates the properties are as follows:



I need help urgently to identify if these homes were sold in 2009 as EMPTY LOTS, or EMPTY LOTS with HOMES TO BE BUILD ON THEM. Anyone with access/information on this would be greatly appreciated.

Sincerely, Marcus


Written by Major Marcus Brauer

May 11, 2015 at 10:30

TBS – Celebrating 5 years of inhumane treatment of military families

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Today was one of the most difficult days so far. Submitted my application for compassionate status (a career ender) and I am coming to the conclusion that no matter how much I sell, how hard I work or how many jobs I take, I cannot repay the money.  The most frustrating part, is that it is not my fault. I’ve been carrying the HEA debt since 2010 and using all finances to buy time. Since it has been five years and TBS continues to delay and deny, I am left with little else to do but declare. Why did I not declare earlier? Here are a few reasons:

Loss of perfect credit score for 7 years;
resultant inability to relocate in future, inability to loan or co-sign loans for 5
school aged children (jeopardizing their future);
places the focus of blame on the individual, not the CAF/TBS;
subjected to repossessions and harassing collection agencies;
further personal and family humiliation;
it is against my families beliefs to pass debt onto the taxpayer; and
added stressors to an already stressful situation.

All this time, work and effort – at what price? The Treasury Board of Canada has worn me down, destroyed my life and the lives of my family.

At what price?

Systemic Home Equity Assistance Denial – Military Families continue their fight 3 years on…

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Three years searching for justice.  The journey continues.


Today, I have learned that the Judicial Review has moved to the next step.  The Crown indicates that the decision maker has no other information which was considered for the systemic denial of HEA denial (Brauer Written Reps).  I’m a little surprised that TBS is admitting that they didn’t use anything to base their decision on.

Note: We have moved to e-bay for fundraising and continue to sell off our assets to assist with the Soldier’s Justice Fund.  See our site at http://www.ebay.ca/sch/penny-auction-stamps/m.html?item=190911391669&ssPageName=STRK%3AMESELX%3AIT&rt=nc&_trksid=p2047675.l2562


See our website at https://healoss.wordpress.com/ for updates.



For the love of God, please help us!

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This has been a bad week. I thought I could keep it together until the end, but I can’t. The Judicial Review will go ahead but there has been a significant cost for this CF Family. Let me explain.

I took some time at lunch today to go to the cenotaph, being just short of D-day.  I noticed on the back there is an inscription which reads:

“In the city archives are treasured the names of thirteen hundred and sixty men and women whose sacrifice is perpetuated by this memorial”. So, I wandered across the grand parade to city hall. I asked if I could view these treasured names. “Sorry sir, we cannot locate them, but if you leave your name and contact information…”

I just wanted to know what I was fighting for. I guess I found my answer.

The whole Home Equity Assistance fight was about getting what we were entitled to under the law, about accountability, doing what is right and looking out for our families and our troops. This isn’t a handout, it is holding the government accountable for their promise to reimburse equity loss. It takes a good deal for a family of 7 to recoup, $73,000.  Actually, it cannot be done, I am a witness to that.

3 and a half years have passed. Nothing. No movement, no help and only the smallest of interest from my fellow Canadians (which is greatly appreciated). While the help was not enough, I spent the rest of my lunch contemplating my next move. I knew what it was, I had them on the other side of the counter before, but I had never gone through with it.

I took my two most prized possessions – my wedding band and my Medals. Sold them both.

I have said good bye to my wife as we cannot remain together while this is going on. The fighting and stress used to be unbearable, until this weekend when I realized that I was the problem. I have spent so much on trying to resolve this, that I have neglected my family.  I can’t begin to explain the pressure, fortunately, God did not give me the strength to commit suicide.

So this is my plea. I have done everything that has been asked of me by my country, and it has cost me my family, my mind, our children’s future…everything which I went to war for.

I do thank those who tried to help, but even the powerful have bosses. 

I ask, most humbly for forgiveness to those I hurt; my family, my friends, my peers. 

As for me, there is nothing left. I am a shell of a man who has fought a good fight, but until this week did not know defeat. I did the right thing, I stayed within the lines, it cost me everything.

From: dnd_mdn@forces.gc.ca [mailto:dnd_mdn@forces.gc.ca]
Sent: December-05-12 11:55 AM
To: Chisholm, Robert – Riding 1A
Subject: RE: Marcus Brauer and the Home Equity Assistance Program

Dear Mr. Chisholm:

Thank you for your correspondence of September 13, 2012, on behalf of Major Marcus Brauer, concerning the Home Equity Assistance (HEA) benefit and the Treasury Board Secretariat (TBS) review of Bon Accord market for the period between 2007 and 2010.

On June 22, 2012, an email communication between the Director Compensation and Benefits Administration (DCBA) and TBS staff confirmed that decisions on HEA reviews could soon be expected. The TBS decision letter on the market assessment for Bon Accord, a protected letter addressed to DCBA dated July 17, 2012, was received by DCBA on July 23, 2012. On July 30, 2012, DCBA informed Major Brauer of the TBS decision via email and included a copy of the TBS protected letter dated July 17, 2012. The TBS decision stated that Bon Accord, Alberta (which is included within the Greater Edmonton Area) was not deemed to be a depressed market for the period of 2007 to 2010, and, therefore, Major Brauer’s request for 100 percent reimbursement of the loss on the sale of his residence in Bon Accord was denied.

I am confident that throughout this process the Department of National Defence ensured Treasury Board approved policies and procedures were respected at all times. With respect to your request that I engage Minister Tony Clement to ensure fair and equitable treatment for Major Brauer and other members in similar situations, I can assure you that DCBA has liaised with TBS staff ensuring each and every file has been dealt with using the utmost professionalism, empathy, and due diligence
All our members have received and continue to receive fair and equitable treatment.

I trust this information is helpful, and thank you again for writing.


Peter MacKay
Minister of National Defence


Written by Major Marcus Brauer

June 4, 2013 at 13:46

Welcome to the HEA forum

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The intent of this site is to combine our knowledge, resources and skills. As I am new to blogging etc, I would invite everyone to become involved and make this forum a focal point for our cause.


All members have been given editor access and so there is opportunity for everyone to change the site and make it better/easier to access.


I look forward to working on developing this site as our one point of focus for exchange of information and historical record. Once we have it developed, we will share it with our contacts and friends to spread the word. We need to take advantage of the recent press activity and I would like to have this up and running in a week or so.  All assistance is greatly appreciated.


Marcus Brauer


Written by Major Marcus Brauer

November 23, 2012 at 01:25

Posted in Administration

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