Home Equity Assistance

100% Home Equity Assistance in CFIRP

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The Canadian Forces Integrated Relocation Program

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The Canadian Forces Integrated Relocation Program.


As the 5 year fight for our entitlements continues, I thought I would provide a few descriptions of the program from official sources:

  • Despite the efforts of DCBA 2, the provisions of the CF IRP remain confusing, vague, contradictory and difficult to understand all of which has contributed to a high number of adjudication requests. (CAF Ombudsman);
  • The office is concerned that the CF IRP, with its changing entitlements and approval authorities, has become a complex moving target for individual service members to access (Ombudsman);
  • we’re addressing the benefits with Treasury Board as the ombudsman outlines, house hunting trips to expand that, come up with a different formula for home equity assistance (Chief of Military Personnel-2013)
  • The Board recommended that the CDS direct that the HEA policy applicable to CF members selling their homes upon posting be re-examined with a view to reducing the impact of losses on sale to a reasonable and minimally detrimental level (2010 – Canadian Forces Grievance Board);
  • “…The Treasury Board Relocation Policy in the Middle of a period of government restraint has left the impression that saving money on relocation costs at the expense of CF personnel and their families is the primary objective.  This is absolutely not the case.  You can still apply to the directorate of compensation benefits administration for special consideration.  In short, the policy was designed to ensure YOU DO NOT GO OUT OF POCKET FOR EXPENSES THAT ARE THE RESPONSIBILITY OF THE CF”;
  • 2007 – “the CFIRP serves to relocate service members, their family, and their goods in an efficient and cost-effective fashion, while minimizing disruptions to CF operations and military members.”CANFORGEN 093/07 CMP 038/07 241401Z MAY 07 UPDATE – CANADIAN FORCES INTEGRATED RELOCATION PROGRAM (CF IRP);
  • 2009-“there is a perception that benefits have been reduced as opposed to enhanced… the policy was designed to ensure you do not go out of pocket for expenses that are the responsibility of the CF”CANFORGEN 130/09 CMP 056/09 201717Z JUL 09 CLARIFICATION OF THE CF RELOCATION POLICY ON DOOR TO DOOR MOVES

  • 2010 – “…the intent of the policy is to ensure that personnel are not required to pay for expenses that ought to be assumed by the CF” CANFORGEN 078/10 CMP 036/10 311602Z MAR 10 2010 CANADIAN FORCES INTEGRATED RELOCATION PROGRAM



Written by Major Marcus Brauer

May 9, 2015 at 21:16

Posted in Uncategorized

Changes to the Relocation Rules on Home Equity Assistance?

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A friend noted that the CBI (Compensation and Benefit Instructions) have been quietly amended with regards to the Home Equity Assistance.  What do you think? Has anyone seen a change in the CFIRP policy or policy clarification notices?

2009 Canadian Forces Integrated Relocation Program

2009 Canadian Forces Integrated Relocation Program-Dreamers and Doers Guide

208.97 – Home Equity Assistance

208.97(1) (Definitions) The definitions in this paragraph apply in this instruction.

adjusted purchase price

means, in respect of a principal residence, the price paid for the principal residence plus the value, as determined on the basis of actual costs for materials and professional labour, of any eligible home improvements determined under paragraph (6).

current market value

means, in respect of a principal residence, the value at the time of sale as determined by the Chief of the Defence Staff based on three appraisals.

eligible home improvements


  1. the addition of a garage;
  2. the addition of perimeter fencing;
  3. the addition of a deck or patio;
  4. the installation or paving of a driveway;
  5. necessary basic landscaping other than decorative;
  6. the finishing of a basement in a manner which adds living space to the residence; and
  7. the permanent addition of a bedroom or other living space.

principal residence

means a principal residence as defined in paragraph (1) of CBI 208.96 – Acquisition and Disposal of Residential Accommodation.

sale price

means, in respect of a principal residence, the final selling price.

208.97(2) (Application) This instruction applies in respect of the sale of a principal residence by an officer or non-commissioned member where, as determined by the Chief of the Defence Staff, the housing prices at the member’s place of duty have decreased by 10% or more between the date of purchase and the date of sale of the principal residence.

208.97(3) (Sale price lower than adjusted purchase price) An officer or non-commissioned member who is moved at public expense other than locally and sells a principal residence shall be reimbursed 90% of the difference between the sale price and the adjusted purchase price, when the sale price is lower than the adjusted purchase price.

208.97(4) (Sale price lower than current market value) Despite paragraph (3), when the sale price is also lower than the current market value, the Chief of the Defence Staff may limit reimbursement to 90% of the difference between the current market value and the adjusted purchase price.

208.97(5) (Appraisal) For the purpose of this instruction, the current market value and the value of eligible home improvements shall be determined on the basis of appraisals by licensed property appraisers appointed by the Chief of the Defence Staff.

208.97(6) (Under financial hardship) Despite paragraphs (2), (3) and (4), the Chief of the Defence Staff may approve reimbursement to an officer or non-commissioned member in any case that does not meet the criteria of this instruction when the Chief of the Defence Staff considers that the member would suffer undue financial hardship.

Written by Major Marcus Brauer

April 16, 2015 at 17:58

Army School

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Just read the article http://www.huffingtonpost.ca/yves-engler/conservative-military-school_b_3757488.html? . If anyone is taking this type of education, boy do I have an ethics subject for your thesis!

Written by Major Marcus Brauer

April 6, 2015 at 23:33

Posted in Uncategorized

Why is our government using our tax dollars to destroy military families?

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Written by Major Marcus Brauer

April 6, 2015 at 09:19

Posted in Uncategorized

Spring brings new life to HEA members

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Hello all:

Decided to take 2 weeks off of work. Not going to Florida, or to see the grandparents…but preparing our items for a large indoor yard sale. Hopefully some day I will be able to take my family somewhere for march break, or a holiday rather than working to pay off TBS.

Still no decision or contact from TBS at this time. I thought that Treasury Board of Canada was not above the courts? It appears not.

If you are in the Halifax area this weekend, stop by, we have 3 tables of items for sale: https://www.facebook.com/events/620111088090244/


Written by Major Marcus Brauer

March 31, 2015 at 12:50

Posted in Uncategorized

Latest media coverage over the Systemic Denial of Military Relocation Entitlements

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Written by Major Marcus Brauer

March 17, 2015 at 21:10

Posted in Uncategorized

TBS excuses themselves from Audit – then gets caught costing the taxpayers over $35 million!

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I came across this TBS document and I would like your thoughts. In the ROD (record of decision below), the Treasury Board Secretariat excuses themselves from participating in a Governmental Audit (Apr 2010).

At that time, the TBS was in court for BID RIGGING the Federal Relocation Contract, which ended up costing the taxpayers $35 Million. The following is an excerpt from the news.

“Justice Peter Annis delivered a withering decision on what he called the government’s “misconduct” in the bidding process and later during litigation. He called the government’s handling of the deal “reprehensible”, “outrageous” and “shocking. ” He also urged an investigation to determine how far knowledge about the misconduct went up the “governmental hierarchy.”

Annis awarded Envoy $30 million to cover lost profits, plus costs and interest, for two contracts — one for relocating the military and the other for moving RCMP and bureaucrats to new postings.

In a separate ruling on costs, he increased the award to cover Envoy’s lost profits and awarded full costs and interest totalling nearly $10 million to send a message about the court’s disapproval of government’s behaviour”.

This same department within the TBS was also engaged in systematically denying military families their relocation entitlements. Some in excess of $100,000.

My question. What good are audits if the agencies (such as TBS) can OPT OUT?

“Government of Canada Audit Committee (GCAC}
Stream 1- Treasury Board Secretariat
April 27, 2010
Record of Decision


Item 6: Update of Treasury Board Secretariat’s Strategic Review
Tabled for information
Presenter: Michelle d’ Auray, Secretary of the Treasury Board
The Secretary provided an overview of the strategic review process that the Secretariat is undergoing as a department. She noted that given the department’s unique position, the Secretariat built in mechanisms to ensure sufficient challenge.
Specifically, since the area under the purview of the Chief Human Resources Officer has recently undergone strategic review and therefore excluded from the Secretariat’s review, she will undertake the challenge function. The Secretary also noted that external advisors to the department provide additional challenge. The Committee was informed of the timing for completing the strategic review.

In-Camera Meetings:
In-camera meetings were held individually with the Chief Financial Officer and the Chief Audit Executive. In addition, the Committee met with the President of the Treasury Board”.

Written by Major Marcus Brauer

February 26, 2015 at 22:03

Posted in Uncategorized

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